It is quite funny reading this, but one third of the homeowner insurance liabilities are paid outs due to dog bites and that is in turn driving up Insurance Premiums. Either insurance companies take this trend into account and up the insurance premiums which homeowners won't really welcome or they do something about it - add another tiny line into their insurance clauses that they do not cover "vicious dogs", can be kind of funny when the dog that bite you is a Chihuahua, wonder how is the Insurance company going to define a Chihuahua as a vicious dog? :)
Well, when a dog bites a human that is not news, but when a human bites a dog, this is news and we are getting more and more of such news. One question to the insurance company will be, will the insurance company covers the dog that was bitten by a human being? Also how about dog bites dog or cat bites dog (my cat love to bully dogs) and the various permutations. I must say that being an insurance company is not as easy as it was previously. We have to take into account all sorts of funny and crazy acts.
